Apni Zameen Apna Ghar Scheme Apply Online 2025

Last updated on May 8th, 2025 at 01:43 pm

The Apni Zameen Apna Ghar Scheme 3 Marla Plot Scheme by the Punjab Chief Minister Maryam Nawaz Sharif, will go down in history as a major social welfare scheme providing free land and affordable housing solutions to the underprivileged citizens of Punjab. It is part of the overall strategy of the government to create a homelessness-free society as well as uplift marginalized communities by giving ownership of residential plots and granting interest-free loans for their construction. The apni zameen apna ghar scheme is a flagship welfare project initiated by CM Punjab Maryam Nawaz to provide free 3 marla Scheme plots for deserving families from across Punjab. This is an important step toward fulfilling the dream of “Housing for All” for low-income and homeless families.

The apni zameen apna ghar Scheme Punjab program is not just a matter of housing but also a process through which these marginalized groups, including widows, orphans, laborers, and differently-abled persons, gain back dignity, financial stability, and social inclusion. Ownership rights lead such families to think in terms of their future, breaking the cycle of poverty.

اپنی زمین اپنا گھر 3 مرلہ پلاٹ اسکیم وزیراعلیٰ پنجاب مریم نواز شریف کا ایک انقلابی فلاحی منصوبہ ہے، جس کا مقصد پنجاب کے غریب اور نادار عوام کو مفت زمین اور سستی رہائش فراہم کرنا ہے۔ اس منصوبے کے تحت مستحق خاندانوں کو 3 مرلہ کے رہائشی پلاٹ اور مکان تعمیر کرنے کے لیے بلا سود قرضے دیے جاتے ہیں۔ یہ اسکیم حکومت کے اُس ویژن کی عکاس ہے جو بے گھری کا خاتمہ اور پسماندہ طبقے کو خودمختار بنانا چاہتی ہے۔ یہ منصوبہ “سب کے لیے گھر” کے خواب کی تعبیر کی طرف ایک اہم قدم ہے۔

Eligibility Criteria for Apni Zameen Apna Ghar Scheme

The apni zameen apna ghar Scheme online apply process requires aspirants to meet specific eligibility criteria to ensure that the plots are allocated to deserving families.

• Permanent Residency: An applicant submitted for the recruitment must be able to prove that they are permanent residents of Punjab, so a valid CNIC and a domicile will be enough for this purpose.
• District-Specific Application: Contestants can just apply for the properties of their particular hometown according to NADRA records.
• No Property Ownership: The aspirant or their spouse or dependent children should not possess any property in the form of land or house anywhere in Pakistan.
• NSER Registration: The candidate needs to be in the local government’s database of the poor with a poverty score (PMT) of 60 or less, thus indicating a lower income level.
• Monthly Household Income: Household income should not exceed Rs50,000.
• Age and Family Status: The person must be 18 or over and a single parent to be eligible for the application.
• Clean Legal Record: The clients must be without any convictions or bank loan defaults.
• Accurate Information: If incorrect or faulty data is provided in the application, it will lead to the automatic disqualification of the applicants and may involve them in legal matters.

This list of obviously exclusive standards, which includes only NADRA, NSER, and district committees, is used to keep the procedure for the 3 marla plot scheme. The apni zameen apna ghar online apply process is user-friendly and completely online, enabling applicants to make an application from any place in Punjab without visiting anywhere in person. 

Step-by-Step Application Process of Apni Zameen Apna Ghar Scheme

• Visit the Official Portal: Go to the official CM Punjab 3 Marla Plot Scheme Portal at azag.punjab.gov.pk.
• Create an Account: Register yourself by providing your CNIC number, mobile phone number, and email address. Verify your account via an OTP sent to your mobile phone.
• Fill Up Application Form: Enter your personal information, family, income, and NSER registration number.
• Upload Necessary Documents: Scan your CNIC, NSER certificate, income certificate, and domicile certificate, then upload.
• Select District and Project: Enter your birth district and the specific project housing that you would like to apply for.
• Check and Submit: Reconfirm all information carefully and submit the application.
• Receive Confirmation: You will be sent an SMS and email confirming your successful application.
• Track Application Status: Use your login credentials to track your application status at any time on the portal.

Selection Process and Balloting for the Scheme of 3 Marla Scheme Plots

The Selection Process for the Scheme of 3 Marla plots applies fairly and transparently, besides being merit-based.

• Verification through the use of NADRA and NSER: PHATA and district committees check all applications through data from NADRA and the NSER.
• Short Listing only Eligible Applications are Listed for Balloting.
• Computer Ballot a computerized transparent ballot is held for the allotment of plots; this activity is under the supervision of district-level committees and independent observers to prevent any false representation.
• Priority would include widows, orphans, the differently able persons, and both categories of laborers.
• Public Display the names of allottees would be made public on the portal as well as display boards at district offices.

Benefits of the 3 Marla Scheme for Apni Zameen Apna Ghar Scheme

• Free 3 Marla Plots: 3 Marla Scheme (around 675 square feet) of free plots are to be given to eligible people, thus enabling families and individuals to create property barriers for themselves.
• Interest-Free Construction Loans: The beneficiaries may avail themselves of up to Rs1.5 million interest-free loans to build their new houses to be paid back in seven years under flexible installments for affordable building of their homes.
• Transparent Allotment Process: The scheme provides for a computerized balloting system in the district with committees assigned for supervising the process concerned to ensure fair and transparent plot allocation.
• No Application Fee: There is no application fee for applying for the scheme to ensure no financial hindrance restricts any deserving families from applying.
• Special Importance for Underprivileged Segments: During the process of selection, there will be a special priority provided for widows, orphans, differently-abled persons, and laborers.
• Sustainable Managed Colonies: The thrust for the scheme like solar energy, clean drinking water, proper drainage systems, and green areas.
• Phase-wise Implementation: The scheme will be implemented phase-wise, beginning with 19 districts and finally extending to the provincial level to construct 100,000 houses in 4.5 years.

اپنی زمین اپنا گھر اسکیم کے تحت مستحق کم آمدنی والے شہریوں کو 3 مرلہ (675 مربع فٹ) کے مفت پلاٹ دیے جائیں گے تاکہ وہ جائیداد کے مالک بن سکیں۔ مستفید افراد کو گھر کی تعمیر کے لیے 15 لاکھ روپے تک کے بلا سود قرضے بھی دیے جائیں گے، جن کی ادائیگی سات سال میں آسان اقساط میں ہوگی۔ پلاٹوں کی الاٹمنٹ شفاف کمپیوٹرائزڈ قرعہ اندازی کے ذریعے ہوگی جس کی نگرانی ضلعی کمیٹیاں کریں گی۔ کوئی درخواست فیس نہیں ہے۔ بیواؤں، یتیموں، معذور افراد اور مزدوروں کو ترجیح دی جائے گی۔ منصوبہ مرحلہ وار مکمل ہوکر 100,000 گھروں کی تعمیر کا ہدف رکھتا ہے۔

First Phase of the 3 Marla Scheme Plot

The following districts are covered by the scheme. The CM Punjab 3 Marla Scheme Plot Portal is currently open for applications from 19 districts of Punjab, where the first phase of the scheme is in full swing. These districts were selected based on considerations of population density, poverty level, and housing shortage.

These are as follows:

• Attock
• Bahawalnagar
• Bahawalpur
• Bhakkar
• Chiniot
• Faisalabad
• Gujrat
• Jhang
• Jhelum
• Kasur
• Khushab
• Layyah
• Lodhran
• Mandi Bahauddin
• Okara
• Rajanpur
• Sahiwal
• Sargodha
• Vehari

Within these districts, selected housing projects have been initiated in urban and peri-urban locations such as Jhelum, Pattoki, Mamu Kanjan, and Lodhran Renala Khurd. In the subsequent phases, the government would expand the scheme to all 36 districts in Punjab so that none of the families deserving of relief are left behind. To ensure a fair distribution of plots, applicants have to apply in their native districts appearing on their CNIC and domicile while averting misuse.

Conclusion

This apni zameen apna ghar Scheme online apply 3 marla scheme will be an inspiring initiative for the grossly marginalized population of Punjab. Families now get free land and access to affordable construction loans by availing the CM Punjab 3 marla Scheme plot, and they can build houses and transform their lives. All eligible families are encouraged to come to the official website to Apply Online and Track Application Status so that they can avail the opportunity to become part of this history. The scheme is going to set new standards of transparent processes, targeted eligibility, and clear visions in social welfare and housing for the country.

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