Ehsaas Apna Ghar Program

The government has also launched the Ehsaas Apna Ghar program to address the deep-rooted issue of affordable housing for Pakistan’s masses, a fairly ambitious program to provide affordable housing solutions to families, turn them into homeowners, and ultimately improve their overall standard of living. Specifically, it falls under the Ehsaas strategy for poverty reduction within the nation’s poorer segments. The Khyber Pakhtunkhwa government has also resolved to provide their own houses to the poor and deserving families. For this purpose, 3 billion rupees worth of funds have also been approved by the provincial government. Contrary to the Punjab government’s program ACAG it will be a bit different. They also want to facilitate the construction of more rooms in one’s house under the same program. Meanwhile, those having plots will receive an interest-free loan of Rs 1 lakh to Rs 15 lakh from the government for building a two-room house.

احساس اپنا گھر پروگرام کا مقصد پاکستان میں کم آمدنی والے خاندانوں کو سستی رہائش فراہم کرنا ہے تاکہ وہ اپنے گھروں کے مالک بن سکیں اور اپنی زندگی کے معیار کو بہتر بنا سکیں۔ یہ پروگرام غربت میں کمی کے وسیع تر احساس حکمت عملی کا حصہ ہے۔ خیبر پختونخوا حکومت نے اس مقصد کے لیے 3 ارب روپے مختص کیے ہیں، جو پنجاب کے اے سی اے جی پروگرام سے مختلف ہے۔ اس کے تحت مکان مالکان کو اضافی کمرے بنانے میں مدد دی جائے گی، جبکہ پلاٹ مالکان کو 1 لاکھ سے 15 لاکھ روپے تک بغیر سود قرض دیا جائے گا تاکہ وہ دو کمروں پر مشتمل گھر بنا سکیں۔

Key Features

The key Features of the Ehsaas Apna Ghar Program are:

• Affordable housing opportunity: It will enable house ownership for low-income families. To make that possible, it has provided subsidized housing units and interest-free loans.
• Improving Living Standards: In this regard, it aids in enhancing the standards of living by offering some decent and affordable housing within the system.
• Promoting Economic Growth: The money from such projects will boost the local economy by creating quite many jobs as well as activity on the construction side and in related sectors. Therefore, it will also induce growth in the region as a whole.
• Reducing the housing deficit: Presently, a housing shortfall of over 10 million units has been existing in Pakistan, and this intends to bridge the deficit gap in part.

Eligibility Criteria

The government of Khyber Pakhtunkhwa has also decided to begin the Ehsaas Apna Ghar program to provide homes to poor and deserving families. However, this will not be available to all because the government of Khyber Pakhtunkhwa has fixed strict eligibility criteria to benefit from this. Only those individuals will be able to benefit from this who satisfy those eligibility criteria. 

Here are some eligibility criteria for you:

• To benefit from this, the applicant should be a permanent resident of Khyber Pakhtunkhwa
• The applicant is supposed to have a Pakistani identity card.
• The applicant should not engage himself in any illegal activity.
• Only the head of each household will be eligible to apply.
• The applicant should not be working in any government organization.
• The applicant should not owe any bank or financial institution, especially banks.
• From the NSER survey, the poverty score of the applicant household must be below 60.
• The applicant has never taken any sort of loan from the bank for building a house before.

Required Documents for Registration

The following documents are required for the application:

• Identity Card (CNIC)
• Individual Ownership-Fard-e-Malkiat)
• Electricity or gas bill 
• Bank statement 
• Proof of income 
• Photos of the house (If the house is already built and want to add more rooms) 
• Family Registration Certificate (FRC).

Apna Ghar Scheme Online Registration

How to complete the registration process for Khyber Pakhtunkhwa has come up with eligibility criteria for the residents.

It is pretty easy to register and is easily accessible by any candidate.

Here’s how a candidate can complete the registration:

• How to complete the registration process for Khyber Pakhtunkhwa has created eligibility criteria for its residents.
• Registration is very easy and accessible to any candidate. 

Here is how candidates can register:

Step 1: Official Website

Browser and website access:

• You can access the Khyber Pakhtunkhwa portal through the following link: Ehsaaswebportal.pk

Step 2: Online Registration

The “Register” button or link: You need to find the “Register” button or link on the homepage. Enter your personal details: Enter your personal details:

• Full Name:
• CNIC Number:
• Father/Husband’s Name:
• Gender:
• Email Address:
• Mobile Number:

Step 3: Set Password

• Password: Enter a strong password (a combination of alphabets, numbers and special characters) that meets the minimum security requirements. Confirm Password: You must enter the same password to confirm it correctly.

Step 4: Registration

• Read your information: Please take a few minutes to read all the information entered here before confirming it to ensure that all the information entered is correct. Send the form: Press the \ Register \ button, and then the pop -up window is displayed, saying that the account is active.

Step 5: Enter your account

• After registration, I entered the CNIC as a password created during the registration, entered it, and was created during the registration.
• Accept the conditions. According to the website, you may need to go through specific conditions that must be approved before going ahead.

Step 6: Complete the application

• Add more information. If other application forms are available, please use them to fill in your family’s personal information.
• Attached documents may include income proof, ownership proof, identity proof, etc. Once you have completed the application form and all the supporting documents attached, you can save it or submit your application.

Step 7: Online Check for Ehsaas apna ghar scheme

• Many candidates can access their application status through their account on the official website.
• The status of their applications can be accessed by the numerous applicants through their accounts from the official website.

Objectives of the Ehsaas Apna Ghar Program

• This provision may help to achieve affordable housing solutions for low income families.
• The construction of durable comfortable homes tends to generally improve living standards .
• Economic Empowerment to economically empower families under ownership of homes that improves stability and security.
• Job Opportunities to create opportunities in the construction sector and other related sectors.
• Millions of affordable houses will add to bridge the gap of homes in Pakistan.
• The economically weaker sections ought to have access to affordable homes for all in cities and towns.
• Streamlined Application Process easy, transparent application process to eligible families
• Long-Term Shelter Solution This will create long term solutions where the fruits of a housing scheme are served to successive generations.

احساس اپنا گھر پروگرام کا مقصد کم آمدنی والے خاندانوں کے لیے سستی رہائش فراہم کرنا ہے تاکہ ان کے معیار زندگی کو بہتر بنایا جا سکے۔ یہ منصوبہ پائیدار گھروں کے ذریعے خاندانوں کو معاشی استحکام اور تحفظ فراہم کرے گا۔ تعمیراتی اور متعلقہ شعبوں میں روزگار کے مواقع پیدا کیے جائیں گے جبکہ لاکھوں سستے گھروں کی تعمیر سے پاکستان میں رہائش کی قلت دور کرنے میں مدد ملے گی۔ مستحق خاندانوں کے لیے آسان اور شفاف درخواست کا عمل متعارف کرایا گیا ہے۔ یہ ایک طویل مدتی رہائشی حل ہوگا جو آنے والی نسلوں کو بھی فائدہ پہنچائے گا۔

Conclusion

One of the essential initiatives that has been undertaken to deal with the acute affordability problem in housing is the Ehsaas Apna Ghar Program. Its thrust areas will include the provision of easy-to-approach home solutions, improvement in living standards, and economic empowerment, under which it will act as a positive force in the lives of many citizens. Not only does this help to bridge the housing deficiencies, but it also brings community development to the doorsteps of those living there, thus fostering social cohesion. Over time, every promise about change in the housing landscape in Pakistan to live securely and safely, putting families in dwelling halls, certainly gives richen the very fabric of a more just and prosperous society for all.

FAQs