FBR Tajir Dost Scheme online

Last updated on March 26th, 2025 at 11:22 am

The new scheme of the Federal Board of Revenue (FBR Tajir Dost Scheme) for Pakistan,  is a step that will help improve the excise compliance of small traders and shopkeepers. It makes the tax process more straightforward to people, increases the grossing base of taxes, and thus leads towards national economic growth. This is basically meant to formalize the tax liability of small units operating at fixed locations, shops and shopping establishments. Given the general essential of the government to increase revenues, the scheme specifically focuses on small traders who normally stayed beyond the formal net. Simplifying tariff compliance for enabling structured monthly payments would facilitate voluntary compliance and enhance economic growth.

ایف بی آر تاجِر دوست اسکیم پاکستان میں چھوٹے تاجروں اور دکانداروں کی ٹیکس ادائیگی کو بہتر بنانے کے لیے متعارف کرائی گئی ہے۔ یہ اسکیم ٹیکس کے عمل کو آسان بناتی ہے، ٹیکس نیٹ کو وسیع کرتی ہے اور معاشی ترقی میں معاون ثابت ہوتی ہے۔ اس کا مقصد مقررہ مقامات، دکانوں اور تجارتی اداروں میں کام کرنے والے چھوٹے کاروباروں کو ٹیکس نیٹ میں لانا ہے۔ حکومت کی آمدنی بڑھانے کی حکمت عملی کے تحت، یہ اسکیم ان تاجروں پر مرکوز ہے جو عام طور پر رسمی معیشت سے باہر رہتے تھے۔ سادہ اور ماہانہ ادائیگی کے نظام سے رضاکارانہ ٹیکس ادائیگی کو فروغ ملے گا۔

Objectives of the Program:

• Simplify tax agreement: This enforces a clear monthly charge payment system according to shop valuations, thereby simplifying the file work in traditional income charge returns.
• Broadening the tax base: bringing millions of small traders into the formal economy thereby maximizing government revenue and fiscal accountability among businesses.
• Encouraging Deliberate Deals: Making compliance easier and more predictable, FBR hopes to bring about a voluntary culture of  payment among traders.
• Supporting Economic Growth: A more compliant business environment will improve government revenue, which can then be reinvested back to public services and infrastructure, thereby reaping benefits for all citizens.

FBR Tajir Dost Scheme Eligibility:

The following are the requirements that will make a person eligible to participate in it:

• Retailers: All retailers, whether small shops, general stores, grocery stores, or medical stores fall under this category.
• Wholesalers: All wholesalers selling products in bulk to the retailers can apply.
• Distributors: Any person acting as an intermediary between a manufacturer and retailer can register under this.

Excluded

The following businesses are specifically not eligible to participate in this scheme:

• Companies with more than one membership  (except Tier-One retailers).
• The entities that have their operation in more than one city or city and country-wise chain stores, are not liable for this simplified procedure.

Tajir Dost Scheme Registration Online: 

• Pre-Registered Entities: Those entities, which are already registered for income purposes, will automatically be in the plan  without going through further registration procedures.

New Registration

For those entities who have newly granted themselves and want to avail this Program:

• They need to be registered under Section 181 of the Income Tariff Ordinance, 2001.
• New businesses would be registered up till April 30, 2024.
• Registration would be done either through Tax Asaan app or on FBR’s portal.

The registration process is streamlined in the direction of making compliance easier for new traders.

Tajir Dost Scheme login:

The process of application is very simple:

With all the information in place, however here is what seems to likely be a process:

• Download through the Google Play Store or Apple App.
• Now, open the app and find. It had just added this option.
• If they have a registration option on their website, then sign up, using your ID card number, mobile number, and other required information as presented on the site.
• Submit the registration form.

Tajir Dost scheme online tax:

• Access: Locate and click on the icon in the Iris portal (After Iris Login).
• Enter Business Details: You will be required to input your business line. The system will automatically include your business details.
• Calculate annual liability: based on the business area you have chosen through the portal.
• Generate Payment Slip: On the page, click Create PSID. The system will then generate a unique PSID for you.
• Make payment: Take the issued PAID to the nearest bank or online banking to make your monthly tax installment.

Tax Installments payable under the traders

The Installments shall be made monthly, starting from the first day of July 2024. In that case, the most critical characteristics of the payment schedule are:

• It shall be payable on July 15, 2024, and payable on or before the 15th day of each month thereafter.
• A collective annual advance of Rs 1,200 would be payable for businesses with net advance tax computed.
• Advance charges may be relieved up to 25% of the entire assessment if a trader makes full payment of his advance before the due dates or files his income  return on or before the due date.

This structure of payments will soften the financial planning of small traders.

Point-of-Sale Registration

Tier-One retailers would have to ensure other additional registration requirements of the POS system, there are proposals that may also include the digitization of the sales-tracking systems and their ability to report in real-time to the FBR. This move is intended for large-scale retail operations to become more transparent and accountable.

پوائنٹ آف سیل (POS) رجسٹریشن ٹیر-ون ریٹیلرز کے لیے لازمی ہے، جس کے تحت انہیں اضافی سسٹم کی شرائط پوری کرنا ہوں گی۔ تجویز دی گئی ہے کہ سیلز ٹریکنگ سسٹمز کو ڈیجیٹلائز کیا جائے تاکہ ایف بی آر کو ریئل ٹائم رپورٹنگ ممکن ہو سکے۔ اس اقدام کا مقصد بڑے پیمانے پر ریٹیل کاروبار کو شفاف اور جوابدہ بنانا ہے۔ ڈیجیٹل ٹریکنگ سے ٹیکس رپورٹنگ میں بہتری آئے گی، چوری کم ہوگی اور ٹیکس کمپلائنس بڑھے گی۔ یہ اقدام ریٹیل سیکٹر کو جدید بنانے، لین دین کو مزید قابلِ شناخت بنانے اور معیشت کو مضبوط کرنے میں مدد دے گا۔

Implementation Timeline

• Continuous Collection of Data: FBR was aware of small traders and shopkeepers through otherwise diverse sources of data.
• Registration Phase: The registration phase for new businesses shall remain open till 30 April, 2024.
• Full Implementation: The plan becomes fully operational on 1st July 2024, when the enrolled participants will start paying advance monthly payments.
• Continuous updates: FBR will continue to update and clarify matters in the course of implementing this regulation.

Key Points

• Equal monthly installments: Any balance of total annual charge liability payable by the taxpayer for the year is divided equally into 12 monthly installments.
• Auto-Calculation: The software will compute your annual liability automatically according to your business place.
• Online and offline payments:  It has the option for online banking or choosing to pay directly at the bank’s branch.

Tax Rates for FBR Tajir Dost Scheme in Pakistan:

Given below is an indicative income slabs and respective annual and monthly amount payable:

Indicative Income	Annual Income Tax	Monthly Tax
600,000	1200	100
680,000	12000	1000
1,000,000	60,000	5,000
1,350,000	120,000	10,000
1,833,333	240,000	20,000

This has a vision to make the process of submitting charges easier for small-scale businesses by giving them a simplified form of estimating liabilities. Any person owning a shop of fifty square feet or less in a commercial area or owning a makeshift shop or ‘khoka’, or small shop measuring not more than 5 × 3 square feet shall be liable to fixed advance charges of twelve hundred rupees per annum Rs. 100 per month. On High-End Shops in Islamabad, Karachi, Lahore, Faisalabad, Rawalpindi and other major cities are upto Rs. 60,000 per month.

Benefits of the FBR Tajir Dost Scheme: 

• Easy tariff compliance: Basically, it provides a monthly system of advance through shop valuation so less administrative burden.
• Monthly payment: For the traders, there will be a monthly advance tax amount that can be forecasted and accounted for in advance thus, liquidity management would become easy.
• Discount on advance excise: The trader can save up to 50% in advance  if the return is filed and tax paid within due dates. 
• Wider  Base: Targets to attract around 3 million more retailers into the net, and therefore increasing revenue collection by the government.
• Auto-enrollment: All Tajir Dost Scheme Registration of income are automatically covered in the scheme, making it easier to implement.
• Empowerment of Small Businesses: Small traders are targeted, and the environment is made very favorable for their growth.
• Reduced Administrative Burden: Complex filing requirements are removed from the process, and the traders can focus on their businesses.
• Digital Registration: Additionally, through an online portal such as the FBR Tajir Dost Scheme, which is now available to traders, registration is digitized as well.

Cities in Pakistan where Registration under the  FBR Project is Compulsory are described as below:

Abbottabad, Attock, Bahawalnagar, Bahawalpur, Chakwal, Dera Ismail Khan, DG Khan, Faisalabad, Ghotki, Gujranwala,  Gujrat, Gwadar, Hafizabad, Haripur, Hyderabad, Islamabad, Jhang, Jhelum, Karachi, Kasur, Khushab, Lahore, Larkana, Lasbela, Lodhran, Mandi Bahauddin, Mansehra, Mardan, Mirpurkhas, Multan, Nankana, Narowal, Peshawar, Quetta, Rahim Yar Khan, Rawalpindi, Sahiwal, Sargodha, Sheikhupura, Sialkot, Sukkur and Toba Tek Singh.

ایف بی آر پروجیکٹ کے تحت پاکستان کے مختلف شہروں میں رجسٹریشن کو لازمی قرار دیا گیا ہے۔ ان میں بڑے شہر جیسے کراچی، لاہور، اسلام آباد، فیصل آباد اور پشاور شامل ہیں، جبکہ راولپنڈی، ملتان، کوئٹہ اور حیدرآباد بھی اس فہرست کا حصہ ہیں۔ اس کے علاوہ، ایبٹ آباد، بہاولپور، گوجرانوالہ، سیالکوٹ، سرگودھا سمیت دیگر اضلاع بھی شامل ہیں۔ یہ اقدام ملک بھر میں ٹیکس نیٹ کو وسعت دینے، کاروباری اداروں کو باضابطہ بنانے اور محصولات میں اضافے کے لیے کیا گیا ہے، تاکہ قومی معیشت کو مزید مستحکم کیا جا سکے۔

Conclusion

The success of Tajir Dost program in Pakistan is great as it administers taxation among small traders and small businesses. Broadly speaking, this represents an effort to bring in millions of informal businesses into the formal economy through easing compliance, fixed monthly payments, and other incentives. This would not only aim at broadening the tariff base but also elicit voluntary compliance on the part of traders, thereby increasing government revenue and, in the ultimate rung of the ladder, boosting economic growth. Everything depends on the quality of communication with stakeholders and may undergo a change post the rollout of the Tajir Dost scheme online tax in July 2024 if trader concerns are raised.

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